Hello,
The question I have is…Can I enter into a PCP over 48 months, put a deposit down of £25k (the loan) with a balloon payment of £15k therefore there is essentially no loan amount in the PCP, therefore no monthly payments and then pay the £15k at the end of the term or hand the car back?

thanks,

References http://forums.moneysavingexpert.com/showthread.php?t=5659559

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